Privacy Policy

Last updated: March 28, 2026

1 Percent Flip LLC (formerly KC Home Offers LLC) ("Company," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website 1percentflip.com, use our borrower portal, or interact with us through any communication channel.

1. Information We Collect

We may collect the following types of personal information:

  • Contact Information: Full name, email address, phone number, and mailing address.
  • Business Information: Entity name, EIN, years of real estate investing experience, and number of completed projects.
  • Financial Information: Property details, purchase price, rehab budget, after-repair value (ARV), desired loan amount, and credit score range.
  • Documents: Files you upload through our borrower portal, including but not limited to bank statements, insurance certificates, property photos, and contractor bids.
  • Usage Data: IP address, browser type, pages visited, time spent on pages, and other analytical data.
  • Communication Data: Records of your communications with us, including email, SMS, phone calls, and in-portal messages.

2. How We Use Your Information

We use the information we collect for the following purposes:

  • To process and evaluate your loan application.
  • To communicate with you regarding your loan status, conditions, and documentation requirements.
  • To send you transactional SMS messages and emails related to your loan.
  • To send you marketing communications about our products and services (with your consent).
  • To operate and improve our website, borrower portal, and services.
  • To comply with legal and regulatory requirements.
  • To detect and prevent fraud.

3. SMS/Text Messaging Disclosure

By providing your phone number and opting in, you consent to receive SMS text messages from 1 Percent Flip LLC. These messages may include:

  • Loan application status updates
  • Condition and document request notifications
  • Appointment reminders
  • Marketing and promotional messages about our loan products

Message frequency varies. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.

To opt out: Reply STOP to any SMS message to unsubscribe from further text communications. After opting out, you will receive one final confirmation message.

For help: Reply HELP to any SMS message, or contact us at [email protected] or 816-281-9104.

Consent is not a condition of purchase. You may opt out at any time and still utilize our lending services.

We do not share your opt-in data or consent status with any third parties for their own marketing purposes.

4. Phone Call Disclosure

By providing your phone number, you also consent to receive phone calls from 1 Percent Flip LLC, including calls made using prerecorded or artificial voice messages and/or autodialed calls, for both transactional and marketing purposes. You may revoke this consent at any time by contacting us.

5. How We Share Your Information

We may share your personal information with the following parties:

  • Lending Partners: We may share your loan application details with our wholesale lending partners (e.g., Kiavi) for the purpose of processing and underwriting your loan.
  • Service Providers: We use third-party service providers for hosting, data storage, SMS delivery, email delivery, CRM, and analytics. These providers only access your data as needed to perform their services.
  • Legal Obligations: We may disclose your information if required by law, court order, or regulatory authority.

We do not sell your personal information to third parties.

6. Data Security

We implement industry-standard security measures to protect your personal information, including encryption in transit (TLS/SSL), secure data storage with row-level security policies, and access controls. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information for as long as your account is active, as needed to provide you services, and as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

8. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access the personal information we hold about you.
  • Request correction of inaccurate data.
  • Request deletion of your personal data.
  • Opt out of marketing communications at any time.
  • Withdraw consent for SMS and phone communications.

To exercise any of these rights, contact us at [email protected].

9. Cookies and Tracking

Our website may use cookies and similar tracking technologies to improve your experience and analyze site usage. You may control cookie settings through your browser preferences.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites. We encourage you to review their privacy policies before providing personal information.

11. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of our services after changes constitutes acceptance of the updated policy.

13. Contact Us

If you have questions about this Privacy Policy, please contact us:

1 Percent Flip LLC
412 SE Green St
Lees Summit, MO 64063
Email: [email protected]
Phone: 816-281-9104