Close your next deal faster and cheaper. We've helped hundreds of investors fund their projects — because we're investors too.
Every dollar saved on fees goes straight to your bottom line.
Industry standard is 2-3 points. We charge just 1%, passing real savings directly to you.
We use automated valuation models and desktop reviews. Save $500-1,000 and 2+ weeks.
Our technology-first process closes deals in 7 days. Industry average is 30+.
We'll fund up to 90% LTC on Fix & Flip deals. More capital for your next project.
See why investors are switching to 1 Percent Flip.
| Feature | 1 Percent Flip | Industry Standard |
|---|---|---|
| Origination Fee | 1% | 2–3% |
| Close Time | 7–14 days | 30+ days |
| Appraisal on Fix & Flip | None (AVM) | Required |
| Credit Score Minimum | 660+ (flexible) | 700+ |
| Credit Pull Impact | Soft (no impact) | Hard (5–10 pt hit) |
| Rate Transparency | Published rates | Quoted per deal |
| Prepayment Penalty | None | Common |
| Loan to Cost | Up to 90% | 70–85% |
Whether you're flipping houses or building a rental portfolio.
From application to funded — fast and simple.
Quick 4-step application with your property and project details.
Provide basic details about the property and investment experience.
Our team handles underwriting, valuation, and documentation.
Sign documents and get your money. Average: 14 days.
Don't take our word for it — hear from borrowers who closed.
"1 Percent Flip saved me over $8,000 in origination fees on my last flip. Closed in 11 days. I won't go anywhere else."
"I was skeptical about the 1% fee — thought there'd be hidden costs. There weren't. Straightforward, fast, and professional."
"My previous lender charged 2.5 points and took 30 days. 1 Percent Flip did it for 1 point in 9 days. Game changer."
1 Percent Flip LLC was founded by flippers and real estate investors who were tired of overpaying lenders and dealing with slow, complicated processes. We've been in the trenches — buying distressed properties, managing rehabs, and racing against deadlines — so we built the lending experience we always wished we had.
Formerly known as KC Home Offers LLC, our team has helped hundreds of investors across the Kansas City metro and nationwide close profitable deals. That hands-on experience is why we curate loan products tailored specifically for investors — not homeowners, not developers, investors.
We know what a tight timeline feels like. We know how much one extra origination point eats into your margins. And we built 1 Percent Flip to solve exactly that — fast closings, 1% origination, and a team that speaks your language.
★★★★★ See Our Google ReviewsEvery point you save on origination is money back in your pocket. Get started in minutes.